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Resume Revision EssayFINANCIAL ANALYSTGoal-oriented, Financial / art Analyst with visualize in Residential and Commercial modify. Quickly learns new tasks and adapts to a changing environment. Solid leadership skills, pursuing a career with a well-established company in the commercial lending industry. Earned a solid reputation for being diligent, hard-working, and detail-oriented. Excellent verbal and written communication skills solid command of the English language. Demonstrates in-depth fellowship of wedgeing systems and providing clientele with business expertise in specialized give application processing, booking, and servicing systems. Functional Areas of Expertise Personal AssetsRecords Document ManagementCredit compendContract AdministrationFinancial RevenueResidential MortgagesReal Estate Financial AnalysisReport ManagementLoan ProcessingCommercial Lending social function ManagementCustomer Service ExcellenceHighly OrganizedDetail-OrientedEfficient / CreativeHar d Working / ReliableSelf-MotivatedTeam Player / positive degree AttitudeResults OrientedExcellent Time Management SkillsExcellent Communication SkillsCrisis/Problem Resolution SkillsExcellent Interpersonal SkillsFluent in English Spanish master EXPERIENCEBank of America, Waltham, MA 2006-PresentCollateral Loan Administrator II / Booking CoordinatorConducts credit and financial analysis and prepares summaries to determine credit-worthiness for commercial contribute customers.Reviews loan documentation and determines if loan transactions are ready for AFS processing.Effectively resolves issues arising from the loan packages and catchs all transactions are vigilant for funding.Expedite any loan disbursements and advances such(prenominal) as wire transfers, debits or credits to DDA accounts. Process check requisitions for recording fees.Accurately files Collateral Lien documentation including UCCs, Mortgages or Deed of Trusts, look Insurance Assignments, Vehicle Titles through Ili en submission of UCC-1. F. Forwards documents directly to the pertinent Registry of Deeds for recording.Implements exception tracking and standardization of collateral files, maintaining control of bank collateral. Inputs loans on the banks system of record, ACTION and AFS.Responsible for data accuracy and timely completion of the booking and the collateral process.Performs research and collaborates with line partners regarding loans.Maintains Real Estate, Letters of Credit, Business Banking and Commercial Banking deals.Leader Mortgage Company, Arlington, MA 2004-2006Senior Loan ProcessorReviewed and underwrote first and second mortgage loans approved by DU.Complied with Investors Underwriting Guidelines by delegate and signing off on conditions.Prepared 20 to 30 loans for closing from the companys monthly pipeline adhering to company deadlines.Researched and gathered required data to process and complete loan files.Analyzed documents to ensure accuracy and compliance with existin g underwriting guidelines.Continuepage 1 of 2YENNIFERT ADRIANZA Page TwoPROFESSIONAL EXPERIENCE(Continued)Leader Mortgage Company, continuedPrepared loan application packages, including Truth in Lending, Good Faith Estimate, and all necessary disclosures.Ordered and reviewed appraisals to ensure compliance with DU and Investors requirements.Conducted credit analysis and DUs for loan applications.Citizens Mortgage Corporation, Woburn, MA 2003-2004Assistant Loan OfficerIdentified and assisted prospective clients in the loan application process.Verified applications and approved loans utilizing Loan Soft in collaboration with clients during and face-to-face interviews.Prepared pre-approval letters and loan packages for qualified candidates for Residential Mortgages with products such as Soft-Second, FHA, MFHA, Conventional 30, 15, and 20 year Mortgages, Acorn, Aurora (Adjustable Mortgages), and all programs ruled by Fannie Mae Guidelines.Boston Federal Savings Bank, Burlington, MA 2001 -2002Investor Loan Specialist kept up(p) and serviced Investor Loans such as Freddie Mac, Fannie Mae, and other outside Banks, and internal Home Loans.Performed excellent customer service and prepared monthly rapprochement of investor accounts.Trained new employees, and prepared daily reports required by Freddie Mac.State Street Bank, Boston, MA 2000Loan AdministratorMaintained collateral records for bank loans and performed system to system and cash reconciliation on a daily basis.Calculated clients monthly payments to match the custodian banks records and company records.EDUCATIONBOSTON UNIVERSITY, Boston, MAMaster of recognition in Administrative Studies, 2004Concentration Financial Markets InstitutionsNORTHEASTERN UNIVERSITY, Boston, MABachelor of Science Degree in Business Administration, 2001Concentration FinanceCOMPUTER PROFICIENCIESMicrosoft Office Outlook Email ACTION AFS InternetFDES BA Direct Ilien Calyx Point DU EmpowerDatalink Bankers Window Mortgage Links (for Fannie Mae Loans) Microsoft ProjectMidanet (for Freddie Mac Loans) AS four hundred Project 2000